> You could retire at 35 and not have to work for the rest of your life.
Why does everyone on this site want to “retire by 35”? I don’t know anyone who retired (or plans to retire) at 35. Besides, hand-waving about “basic financial literacy” aside, doing so would require living like a broke college student from age 22 to 35, and then moving to an RV in Nebraska to live out the rest of your natural life in “retirement”. What the fuck is the point?
I don't want to retire at 35, but I would like to be able to if I burn out, can't find a job, or whatever. Not having to work ever again (but choosing to continue to work) eliminates a lot of sources of stress for me.
It's not about wanting to, it's about having the option. Then you can do whatever you want. There's no downsides, and it gives you much more leverage in negotiations even if you continue working exactly as before.
Why does everyone on this site want to “retire by 35”? I don’t know anyone who retired (or plans to retire) at 35. Besides, hand-waving about “basic financial literacy” aside, doing so would require living like a broke college student from age 22 to 35, and then moving to an RV in Nebraska to live out the rest of your natural life in “retirement”. What the fuck is the point?